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Trump’s selective energy

middle-age American living in New Jersey near the Lincoln Tunnel «« Among other insults that landed on Trump’s problem with rain, “low energy” missed. Sean Spicer says Trump is hard to keep up with being that Trump is up early and up late. When I consider Trump as a campaigner he’s high energy. What’s true is Trump’s selective energy. The only requirement for him to get his ass to the cemetery would have been to read a couple of paragraphs from Wikipedia about the day of remembrance, and the support-troops president would have been mobile, but no. Trump’s energy fell short at a moment leaving him exposed. The low-energy president is not a low-energy person. His energy spikes at campaign rallies for himself, and when talking about himself at rallies for other Republicans. Trump has energy in abundance for self respect, but his energy is often depleted when time comes to respect others. »» about me 302-990-2346 contact us

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stress4nothing

middle-age American living in New Jersey near the Lincoln Tunnel «« When the kind people of the great desert state of Arizona azcc process my applications delivered by Adam my name will be on three LLCs. Each business has distinct Indian partners. Although the third business doesn’t have a business plan yet it’s also safe to say it has no troubles. The other two businesses are not trouble free yet the troubles are in proportion with the company size and abilities. I sort of did nothing except read and complete forms, and Adam guided me and delivered. It was the most stressful week of “nothing” I can remember. »» about me 302-990-2346 contact us

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2018

middle-age American living in New Jersey near the Lincoln Tunnel «« Dear kind person at DHL: If allowed I’ll keep the account in the name of MIA Services, but add a new address of 2018 Bergenline Ave. From the 38th Street address MIA services DHL for clients and friends only. 2018 is where I sent the google-my-business callers, ciao Tomas »» about me 302-990-2346 contact us

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foreskin and clitoris

middle-age American living in New Jersey near the Lincoln Tunnel «« FGM is bad; everybody knows it except the moms and dads who require the process for their daughters, and the communities that perpetuate the practice much like circumcision. Girls have taken a stance for themselves. At a time when girls are getting their first sexual stimulation from touching the flap of skin between their legs someone plans to remove it. Seems the girls have been reacting like Cardi B would react, and rates have recently dropped dramatically. Circumcision persists and will continue, because the babies consent is not required, and they can’t fight for themselves. I will make no personal disclosures of people who are living, and only speak for penises of dead people. My father and my first-born son kept their foreskin to their final day. »» about me 302-990-2346 contact us

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stay2gether

middle-age American living in New Jersey near the Lincoln Tunnel «« “We bought etickets my husband is parking he has the number on his phone” I overheard at the Port Imperial ferry ticket window moments ago. It reminds me of a travel rule I try to follow when traveling with Hana: stay together. Summer 2018 Hana and I were in Indonesia for an earthquake and Italy for the Genoa bridge collapse. With the 1000oaks mass murder this week it reminded me of all the vids that claim to give good advice about what to do in a terrorist attack. Stay together is the only useful sound bite of advice. »» about me 302-990-2346 contact us

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USD xfer fees

middle-age American living in New Jersey near the Lincoln Tunnel «« With humility always fearing I’ll give someone reason to quote Kendrick Lamar, “be humble sit down”, I am knowledgeable of banking fees related to transfers and payments. Dear kind readers: If a conversation about this text produces noteworthy addendums from Adam (an expert in this area) or elsewhere I will post more. Sincerely, Tom Doody. Types of transfers in the US are one of four types: ONE: international wire TWO: ACH THREE: merchant processing FOUR peer to peer. INTERNATIONAL WIRE has recently added apps like xoom and remitly for personal transfers. For business transfers international wire remains limited. Fees are found in three places, and sometimes the fees are hidden. For example one cannot find a Bankofamerica exchange rate until the remit is one click away from sending. Fees can also be charged by the sending and receiving bank. Wide variation exists with one example: ICICI is ninety percent cheaper than bankofamerica for a thousand-dollar remit to India. ACH is the workhorse of US banking with checks clearing overnight or a few banking days in the same manner for more than a half century. ACH remains inexpensive and modern non-bank banks like paypal usually offer ACH to a bank for free. MERCHANT PROCESSING includes a credit or debit card, and ranges from three percent to less than a half percent. Paypal jerks with this fee in two interesting ways. Paypal charges three-percent when accepting credit or debit cards, and if merchant processing is used to send paypal balance to a bank then it’s one percent. Merchant processing has political force and greedy banks keeping it king for retail transactions. If I used plastic to pay my amigo Manish Patel for beer, then he loses a merchant-processing fee while other less expensive options are available Manish is locked to merchant processing. PEER to PEER is money held by user agreement, and that money is governed by the rules of the org like paypal. Generally cheap, but maximum merchant processing costs. Unlike US banks they do not charge monthly fees. »» about me 302-990-2346 contact us

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